BITCOIN
SAVINGS
PLAN

A Bitcoin savings plan is an automated way to buy a fixed amount of Bitcoin at regular intervals, for example weekly or monthly, instead of investing a lump sum at once. This approach is known as dollar-cost averaging (DCA). It averages out your purchase price over time and removes the pressure of timing the market.

You set your amount and frequency (weekly, every two weeks, or monthly) in the Relai app, choose a payment method (Visa, Mastercard, or SEPA Direct Debit), and confirm. From then on, the plan runs automatically: your payment is collected and converted into Bitcoin at each interval. You can adjust or pause your plan at any time.

A Bitcoin savings plan suits people who want to build a Bitcoin position gradually without trying to time the market. Because you buy at fixed intervals, you accumulate more Bitcoin when prices dip and less when they rise, which smooths your average entry price. Use the DCA calculator above to simulate past results. Keep in mind that past performance is no guarantee of future results, and the value of Bitcoin can fall as well as rise.

Relai charges 0.9% (if you use a referral code from a friend) per purchase on savings plans. There are no setup or subscription fees. The full breakdown is in our pricing policy for Switzerland and the EU.

Yes. You can pause, adjust, or cancel your Bitcoin savings plan in the Relai app at any time, with no notice period and no cancellation fee. Stopping the plan only affects future purchases: the Bitcoin you have already accumulated stays in your wallet and remains fully yours.

Yes. Every purchase through a Relai savings plan buys actual Bitcoin, not a certificate or an exchange-traded product. This is the key difference from an ETF savings plan, where you own a security that tracks the Bitcoin price rather than the asset itself.