What is a Bitcoin savings plan?

A Bitcoin savings plan is an automated way to buy a fixed amount of Bitcoin at regular intervals, for example weekly or monthly, instead of investing a lump sum at once. This approach is known as dollar-cost averaging (DCA). It averages out your purchase price over time and removes the pressure of timing the market.

How does the Relai Bitcoin savings plan work?

You set your amount and frequency (weekly, every two weeks, or monthly) in the Relai app, choose a payment method (Visa, Mastercard, or SEPA Direct Debit), and confirm. From then on, the plan runs automatically: your payment is collected and converted into Bitcoin at each interval. You can adjust or pause your plan at any time.

Is a Bitcoin savings plan worth it?

A Bitcoin savings plan suits people who want to build a Bitcoin position gradually without trying to time the market. Because you buy at fixed intervals, you accumulate more Bitcoin when prices dip and less when they rise, which smooths your average entry price. Use the DCA calculator above to simulate past results. Keep in mind that past performance is no guarantee of future results, and the value of Bitcoin can fall as well as rise.

How much does a Bitcoin savings plan cost at Relai?

Relai charges 0.9% (if you use a referral code from a friend) per purchase on savings plans. There are no setup or subscription fees. The full breakdown is in our pricing policy for Switzerland and the EU.

Can I pause or cancel my Bitcoin savings plan?

Yes. You can pause, adjust, or cancel your Bitcoin savings plan in the Relai app at any time, with no notice period and no cancellation fee. Stopping the plan only affects future purchases: the Bitcoin you have already accumulated stays in your wallet and remains fully yours.

Do I own real Bitcoin with a savings plan?

Yes. Every purchase through a Relai savings plan buys actual Bitcoin, not a certificate or an exchange-traded product. This is the key difference from an ETF savings plan, where you own a security that tracks the Bitcoin price rather than the asset itself.

BITCOIN
SAVINGS
PLAN

The easiest way to build your Bitcoin savings. Choose how much and how often. Relai handles the buying, week after week.

Start your savings plan today!

Scan the code with your smartphone to download the app.

What if you had started earlier?

Use the Bitcoin DCA calculator to see what saving a fixed amount would be worth today. Pick an amount and a starting point.

Invested

Every

Starting

Portfolio Value

Invested amount

Profit/Loss

Bitcoin you will own

Price data from CoinGecko

Simulation is for informational purposes only and does not constitute investment advice or a performance guarantee

YOUR FIRST BITCOIN SAVINGS PLAN IN 3 STEPS:

1

1

Choose Your Rhythm

Pick how much and how often you want to save. Weekly, biweekly, or monthly.

2

2

Choose How to Pay

Visa, Mastercard, or SEPA direct debit. Your choice.

3

Start Your Plan

Confirm and you’re done. Your plan runs in the background while you get on with life.

WHY A BITCOIN SAVING PLAN WORKS

A steady average beats a lucky guess:

Buying regularly averages your purchase price over time (the cost average effect). No perfect moment needed, no market timing.

Ideally Suited for Bitcoin’s Volatility

Bitcoin’s price is famously volatile, but this works in your favor with a savings plan. By investing a fixed amount consistently, you avoid the temptation to time the market. Instead, you take advantage of the ups and downs by accumulating more Bitcoin over time.

No Worries, Just Long-Term Hodling

Say goodbye to the stress of daily price watching. With a Bitcoin savings plan, your focus shifts from short-term price swings to long-term financial goals. Relax, spend time with loved ones, and watch your Bitcoin stack grow effortlessly.