If you’re reading this, you likely believe in Bitcoin’s potential and save regularly. That’s great! You’re building on one of the strongest financial foundations of the modern era.
But you might still wonder: What should I do with the rest of my money when I’m already stacking sats? The good news is: you can diversify around Bitcoin without weakening your conviction.
This blog post will walk through how some investors approach diversification — and how you can do it carefully, if you choose.
Why Bitcoin Comes First
Before we even talk about other stuff, let’s be clear: Bitcoin isn’t just another asset.
It’s a once-in-a-generation innovation, reshaping how we think about money, savings, and financial sovereignty.
And it delivered:
| Asset Class | Average Annual Return (2014–2024) |
| Bitcoin (BTC) | +79.3 % |
| US equities (S&P 500) | +10.9 % |
| MSCI World (global equities) | +7.9 % |
| Real Estate (REITs) | +7.2 % |
| Gold | +5.4 % |
| Bonds (US Bonds) | +1.8 % |
Source: casebitcoin.com, ycharts.com, own calculation (arithmetic mean of annual returns 2014–2023, incl. Q1 2024 data).
Past performance is not indicative of future results. This data is provided for informational purposes only and does not constitute financial advice.
At Relai, we have no doubt: Bitcoin is the cornerstone of a future-proof portfolio.
We’re proudly Bitcoin-only – not because we’re narrow, but because we believe in focus, clarity, and long-term conviction. And the deeper many Relai users go down the Bitcoin rabbit hole, the more they find their allocation shifting naturally toward it.
What About Other Investments?
While Bitcoin is the clear foundation for many Relai users, we also know that some manage broader portfolios alongside their Bitcoin – whether in stocks, ETFs, cash, or real estate.
Investors approach diversification in different ways. Some value it as a way to balance across asset classes. As the famous investor John Templeton said:
“The only investors who shouldn’t diversify are those who are right 100% of the time.”
Others, especially in the Bitcoin space, argue that diversification can dilute conviction. Michael Saylor, a well-known Bitcoin advocate, famously said:
“Diversification is a distraction. Bitcoin is the dominant asset.”
We’re not here to tell you how to allocate your wealth. Our mission is simple: help you save in Bitcoin, easily and securely. But we understand that some investors want trusted tools to handle the non-Bitcoin parts of their financial life.
For Non-Bitcoin Investments: Meet Selma, Our Swiss Friends
If you’re looking for a simple, automated way to manage the non-Bitcoin part of your portfolio, our Swiss friends at Selma offer a helpful option.
Selma is a digital financial advisor with AI that creates a customized investment portfolio for you—without any technical jargon or spreadsheet madness.
This is how it works:
- You answer a few questions about your situation, your goals, and your risk tolerance
- Selma puts together a portfolio that is fully diversified and customized for you
- And it’s automatically adjusted whenever something changes
Perfect for building the non-Bitcoin part of your wealth while continuing to stack sats with Relai.
Use the exclusive Relai promo code
Interested? Then head over to Selma and make sure to use the promo code Relai25 during the account opening. With it, you will get 5,000 CHF investments managed for free, for 12 months. That’s 34 CHF waived.
As mentioned, the code can be added during the account opening. It will be automatically activated with your first deposit.
Conclusion
You don’t have to choose between Bitcoin and everything else, but you do have to know where your convictions lie.
With Relai, you can stack sats simply and securely, knowing you’re building on the strongest monetary foundation we’ve ever seen. For those interested in managing other parts of their financial life, tools like Selma may be worth exploring.
Note: Selma is an independent third-party provider, Relai is not affiliated with, and does not assume responsibility for services provided by Selma. Relai services are exclusively recommended for residents of Switzerland and Italy. None of this content constitutes financial advice. Always conduct your own research before investing in digital assets. This article is for informational purposes only and should not be construed as investment advice or an endorsement of any specific service.
Disclaimer: Relai services are exclusively recommended for residents of Switzerland and Italy. None of this content constitutes financial advice. Always conduct your own research before investing in digital assets.
